Good Credit is All About Good Looks

Lenders aren't checking out your hot credit score.

Thursday, Jan 7, 2010  |  Updated 3:44 PM PDT
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Good Credit is All About Good Looks

AP

Is good credit based on good looks?

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Think your credit score makes you look good to banks? Think again.

A new Rice University study shows its not all about the numbers as it is about who's holding the loan application.

People who are thought of as trustworthy are more likely to look like the type who would never default on a loan.

The study's authors looked at members of Prosper.com which is a online lending site.

They then hired a group of people to check out the members pictures.

Those who looked trustworthy were the ones who actually got the loans from the site.

To read more about the study, click here.

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