If you're looking to start or grow a business here in the Bay Area, you might have trouble getting loans from a traditional bank, especially in the wake of the financial disaster that has tightened restrictions on loan eligibility.
You may, however, find the financial help you need from organizations that are building on programs normally associated with the developing world -- microlenders.
Credit unions have also gained in popularity, as have peer-to-peer lending sites that match up individuals with money to invest and those looking for some extra capital for small businesses.
Not looking for more credit? Opportunity Fund also offers help with saving for goals including buying a home or starting a business.
Jackson West needs to finish a business plan and go get himself a loan.