What you need to know about the Affordable Care Act and how it affects Californians

Health Officials Answer FAQs Over Covered California

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    NEWSLETTERS

    Workers are reaching out to people without insurance throughout the state and answering their questions about Covered California. Marianne Favro has some of the most frequently asked questions. (Published Monday, Sep 30, 2013)

    California residents on Tuesday can begin signing up for insurance offered through the Affordable Health Care Act. NBC Bay Area's Marianne Favro checks in with health officials to get answers on the most commonly asked questions they hear regarding coverage.

    What is Covered California?

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    "It's a new health insurance marketplace for Californians to purchase health insurance," said Dr. Jeff Arnold, chief medical officer for the Santa Clara Valley Health and Hospital system.

    Outreach specialists at Working Partnerships in San Jose are calling low-income families throughout the state and explaining Covered California.

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    Maria Fernandez, of Working Partnerships USA, said the question they hear the most are related to pre-existing conditions.

    "What people don't know is they will get coverage through Covered California," Fernandez said.

    The other commonly asked question?

    Can I get insurance through Covered California if I already have insurance?

    The answer is it depends on how much you are currently paying for insurance coverage.

    "If they are paying more than 9.5 percent of their income than they can get insurance through Covered California," Fernandez said.

    In Santa Clara County you will have five Covered California plans to choose from. Open enrollment to the insurance exchange will run from Tuesday through March 30, 2014.