MIAMI, FL - JANUARY 03: Andrew Luck #12 of the Stanford Cardinal celebrates after he threw a 38-yard touchdown pass in the fourth quarter against the Virginai Tech Hokies during the 2011 Discover Orange Bowl at Sun Life Stadium on January 3, 2011 in Miami, Florida. Stanford won 40-12. (Photo by Streeter Lecka/Getty Images)
Andrew Luck has never been one to worry about what could go wrong.
Stanford's star quarterback knows there will be a ton of pressure and pageantry that will follow him next fall as the presumptive Heisman Trophy favorite. He still has no regrets about returning to the Cardinal or turning down being the likely No. 1 pick in the NFL draft this year.
No matter what happens.
Luck said Friday he has yet to even sign an insurance policy that could protect him for up to $5 million if he is injured, even though his parents keep pestering him to do so. With spring practice already in full swing, Luck believes the Cardinal can win the inaugural Pac-12 title next season despite a coaching shake-up and new wide receivers.