February 13, 2009 5:44 pm Will Banks Modify Your Loan? Starting the process early and being persistent may keep you in your home. US & World Videos 5:49 Kelly Clarkson hilariously attempts handmade pasta with chef Evan Funke 1:36 O.J. Simpson's cause of death revealed 2:03 Does Shakira still believe in love following Gerard Piqué split? 2:36 Super dad makes Mario-themed obstacle course for son's birthday 1:59 Ellen DeGeneres jokes about being ‘kicked out of show business'