For its beautiful homes, upwardly mobile citizens, and all-around desirability as a place to live -- San Francisco gets a big fat F.
Affordability -- the ability of people to achieve home ownership -- in all major cities in America fell last year, according to Interest.com.
The website's Home Affordability Study found that "the American Dream of home ownership slipped out of reach" for even more people throughout the country -- but nowhere more so than in San Francisco.
Other places, like Atlanta, have homes that sell for $143,000, according to the study. Not so much here.
Not even New York, one of three cities to score an F on the survey, could touch San Francisco -- not with that median home price of under $400,000, which makes Gotham cheaper than San Diego.
The median home price in San Francisco is $706,300 -- almost 50 percent more than second-place San Diego at $469,000. Add to that the fact that San Francisco had the third-highest median income -- and it's the number one least-affordable.
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In San Francisco, median incomes fall "48 percent short" of what's needed to buy a home.